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    Hello you money-mountaineering-wizard, you. Are you ready to grab your finances by the balls? I ...

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5-day Why Challenge

How We Are Financially Preparing for Baby

How We Are Financially Preparing for Baby So, if you read the August Budget review from earlier this month, you know that WE ARE EXPECTING! So crazy, I know. We are going from a family of four (which is a concept I feel like I just got used to) to a family of five. No matter if it is your first baby, or…

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Transform Dreams into Doable Goals in 5 Easy Steps

Transform Dreams into Doable Goals in 5 Easy Steps Using SMART Goals “A Goal without a plan is a dream” Elbert Hubbard   I don’t know why, but I’ve always imaged goals as little, glinty gold bars in my head. Dainty, lovely little sparkly specimens that sit on a cute little corner shelf in your brain. The idea seems lovely,…

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Budget Review – August 2017

August 2017 Budget Review Hey-ooooo! So, first I would like to apologize for my unannounced posting hiatus – but, friend – do I have news for you. The last time I posted was the May 2017 Budget Review…then radio silence. Well, behind the radio silence was a mom of two that had just found out she was growing into a…

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Book Review: I Will Teach You To Be Rich

NOTE: I compare a lot to Dave Ramsey’s program here. It is what I grew up knowing, so it’s a good anchor point for me to use. I will have a separate review of Dave Ramsey’s programs, but I wanted to clarify that I do think his programs are great. They have worked for so many people and that definitely…

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Budget Review – April 2017

April 2017 Budget Review Here we are, the beginning of April 2017 and it’s time for the monthly budget review. My hope is that by publishing what went right (or went wrong), I can hold myself publicly accountable and remain transparent so that you might learn from me. This month I found I was still orienting myself on what to…

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Your Debt is Your Boogeyman

Yes, I am a 24 year-old fearless, warrior-of-a-mother…and I am afraid of the dark. Well, maybe afraid isn’t the right word. I mean, I sleep in pitch black. But here’s a familiar situation: You shut off all the lights before bed and R-U-N up the stairs (because otherwise the shadows will eat you, duh). But, you get to the top…

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How to Create a Budget From Scratch

How to Make a Budget From Scratch According to this Gallup poll, only 1 in 3 Americans prepares a detailed monthly budget. Only 1 in 3. That means that 66% of people out there have no idea what is going on with their month-to-month finances and that is terrifying.  Considering that most people wish to retire someday (usually the same or better off…

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6 Lessons I Learned from Failure

WHAT A FAILED PHOTOGRAPHY BUSINESS HAS TAUGHT ME Here’s some personal history for you! In 2013, after the birth of my firstborn – the Wild One we call “E,”, I became a “momtographer.” I got a nice camera, decent lens, and took So. Many. Pictures. I don’t regret it, I have a lot of images of my firstborn that I…

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Budget Review – March 2017

March 2017 Budget Review Here we are, the beginning of April 2017 and it’s time for the monthly budget review. My hope is that by publishing what went right (or went wrong), I can hold myself publicly accountable and remain transparent so that you might learn from me. In this month’s budget review, despite how insane March was, we came…

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Budget Review – February 2017

Budget Review – February 2017 I am happy to report that we were a little smarter this month! There are, as always, still improvements to be made. So here we go. What Went Wrong + Analysis We went “home” to see our extended family twice this month. Two 2-hour road-trips are expensive!  Also, we not only pay for gas to…

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